I had an e-mail waiting for me when I got to work this morning. A new "explanation of benefits" document from my healthcare provider was ready for me to view. A quick hop over to their Web site revealed that they had processed the claim for the first of my two ambulance rides to the ER -- and my insurance covered the whole $495 (the most expensive taxi you'll ever find)! I work for a great company!!!
I still have three $100 ER copays to take care of, but if things keep going this way, I'll owe only that $300 instead of over $1200. Maybe this won't be such a bad Christmas after all.
(I made it through 30 years without seeing the inside of an ambulance. Then, over Labor Day weekend 2005, while visiting friends near St. Louis, I literally put another crack in my ass at a water park. Now, this year, two more ambulance rides -- both of them, as it turns out -- unnecessary: the ER doctors couldn't really do anything for me. I hope this isn't a trend.)